CBS Boston:  As an adult child you may have begun to worry about the physical decline in your parents.

They can’t maintain their garden without some help. Dad needs you to help him put in the air conditioners. Mom is having trouble balancing her checkbook.

All signs of normal aging. Nothing to be concerned with. But what if they need more than a Saturday afternoon of your time?

What if they need financial help to stay in their home? Are you prepared? Are they?

Daily Breeze:  Changing jobs after a long stint with a single employer can be challenging in itself.  But for those who’ve paid scant attention to their 401(k) plans over many years, deciding what to do with the funds can be downright daunting.

Allen, a Long Beach computer programmer, writes:

“After 18 years at my job, I am changing employers, and I’m getting mixed opinions about what I should do with my 401(k) funds – $287,000.  Some say move it to the new plan but it’s a much smaller company. Others say an IRA is the only way to go. I’m 46 with two kids, so I’ve got many earning years ahead. What’s my best move?”

Phoenix Business Blog: Death and taxes may be two certainties in life, as Benjamin Franklin once pointed out. But for business owners, there’s another sure thing: the time will come to exit the business.

Yet, in working with business owners in peer advisory boards, I’ve found that most business owners don’t plan for that exit. They think about creating an exit strategy, but in most cases, they don’t do anything about it.

Each day, business owners work hard to enhance the value of their business, which, aside from a home, is typically the majority of an owner’s total wealth. But too few of their activities are directed toward increasing the value of the business when it’s time to leave it.

Free Money Finance.com: In looking at Wikipedia’s 401(k) IRA matrix that compares the benefits of a traditional IRA, a Roth IRA, a 401k and a Roth 401k, the following stands out as a BIG advantage of the Roth IRA:

Forced Distributions: None. This is a huge advantage for Roth IRAs within estate planning.

They’re right — this is a gigantic advantage for a Roth IRA over all the other options. FYI, the others force distributions at 70½. But with a Roth you can let the money sit and grow forever — like until you die. Then the money can be used to pay your estate taxes (if you have any — hopefully you’ve planned to minimize those as well.)

U.S. News & World Report:  Increasingly, Americans are pushing back their ideal retirement age. The age workers expect to retire rose from an average of 60 in 1995 to 66 in 2011, according to a recent Gallup poll. And a Harris Interactive survey released last week found that Americans age 55 and older plan to work until they’re 69, up from age 64 in 2001. Working longer has a variety of economic and social benefits. “At the bottom end of the socioeconomic scale, people need the money and the insurance to make ends meet, and at the upper-end people are working because they want to,” says Joseph Quinn, a Boston College economics professor. Here are 10 reasons you may want to consider delaying retirement…